The reliability of a commercial bank can be assessed by dozens of very different indicators. Today we bring to your attention the most reliable banks in Russia in 2013ranked by net assets. It is noteworthy that in the top ten, more than half of the banks were created with state participation.

10. Rosbank (net assets - 694 965 million rubles)

The majority shareholder of Rosbank is the Societe Generale banking group. The bank has more than 700 branches throughout Russia, as well as subsidiaries in Switzerland and Belarus.

9. Promsvyazbank (703 512 million rubles)

The bank was founded in 1995. Today it takes 15th place among credit organizations in Eastern and Central Europe in terms of equity. The main shareholders of Promsvyazbank are the Ananiev brothers and the European Bank for Reconstruction and Development.

8. UniCredit Bank (886 111 million rubles)

The bank has been operating since 1989 and was originally called the “International Moscow Bank”. 100% of the credit institution's shares are owned by the Austrian bank UniCredit Bank Austria AG.

7. Alfa-Bank (1 377 045 million rubles)

This reliable bank is consistently in the top ten for a variety of indicators. So, according to the results of January 2013, Alfa-Bank takes the 4th place in terms of net profit, amount of capital and deposits of individuals.

6. VTB 24 (1,511,500 million rubles)

The Junior Bank of VTB Group was founded in 2005 on the basis of the bankrupt Guta Bank. In January 2013, VTB-24 holds the second place in the Russian Federation in terms of individual deposits and the third in terms of net profit.

5. Bank of Moscow (1,520,101 million rubles)

Another subsidiary of VTB Bank is among the ten most reliable credit organizations. The Bank of Moscow is the fifth in Russia not only in terms of net assets, but also in terms of capital, as well as the seventh largest loan portfolio, as well as deposits of individuals.

4. Russian Agricultural Bank (1 672 771 million rubles)

Bank shares are fully owned by the Russian government. True, by 2015 it is planned to attract third-party investors in order to increase the authorized capital, but subject to maintaining a controlling stake in the hands of government agencies.

3. Gazprombank (2 814 389 million rubles)

The bank, which closes the top three most reliable, was founded in 1990. Gazprombank has stakes in three foreign banks in Belarus, Armenia and Switzerland. The Russian service network has more than 300 outlets throughout the country.

2. VTB (4,338,506 million rubles)

As of January 2013, VTB is included in the ranking of Russian banks in second place not only in terms of net assets, but also in terms of capital and loan portfolio. Today, more than 75% of the bank’s shares are owned by the state.

1. Sberbank of Russia (14 082 252 million rubles)

The most reliable bank in Russia for 2013 and 2014 unequivocally leads in all major financial indicators, while demonstrating positive dynamics. So, only in January 2013, household deposits in Sberbank grew by 6.7%, and net profit - by 3.5%. The bank has more than 170 years of experience, and a controlling stake in its shares is invariably in the hands of the state.

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