Today in the domestic consumer lending market there has been a clear decline. Banks have become more careful when choosing borrowers, and customers are by no means confident in the stability of their own financial flows. And, nevertheless, a loan is often a prerequisite for buying a car, new furniture, household appliances and even a tourist trip.
In today's review we will present Top 10 Most Profitable Consumer Loans.
10. Absolut Bank, Cash loan
The loan amount is from 24 thousand to 240 thousand rubles for an optimal period of 6 to 60 months. The minimum rate is 18.24%. If there is a guarantor, the credit limit increases to 1 million rubles. The term for consideration of the application from the borrower is 1 day.
9. Nordea, emergency loan
The loan amount is from 50 to 600 thousand rubles for an optimal period of 6 months. up to 36 months The minimum rate is 18.39%. The minimum age of the borrower is 21 years with a working experience of at least a full year. The review period is 2 days.
8. Petrocommerce, loan “Standard +”
The loan amount will be 50 thousand - 1 million rubles. for an optimal period of 3 months. up to six months. The minimum rate is 17.23%. In case of refusal of any borrower from life insurance, as well as disability rate will increase by 2%.
7. Binbank, loan “Great story”
The loan amount will be from 30,000 to 3 million. The rate is at least 16.07%. To obtain a minimum loan amount, a passport and a positive credit history are sufficient.
6. MDM Bank, Good credit
The loan amount is from 150,000 to 750,000 rubles. for an optimal period of 12 to 36 months. The rate is 16.06% minimum. For customers of the Bank and participants in salary projects, the rate starts from 13.99%.
5. Alfa Bank, cash loan
The loan amount is from 700 thousand to one million rubles for an optimal period of one year to 60 months. The minimum rate is 16.05%. As a gift to the borrower, a bank card is issued free of charge.
4. Sberbank, Consumer loan
The loan amount is from 45,000 to one and a half million rubles for an optimal period of 3 to 60 months. The minimum rate is 15.90%. For registration of the application, a passport is enough, as well as 2-personal income tax.
3. Rosbank, loan “Just money”
The loan amount is from 18,000 to 400,000 rubles for an optimal period of 6 to 24 months. The rate is 15.50% minimum. If the borrower has been working for more than 2 years, it is possible to provide a loan for a period of 36 months.
2. Bank Otkrytie, loan “Necessary things”
The loan amount will be from 25,000 to 800,000 rubles for an optimal period of 6-60 months. The minimum rate is 13.68%. A decision on a loan application is made as quickly as possible - from 15 minutes to one business day.
1. Sviaz-Bank, a loan for state employees
The loan amount will be from 30 thousand to three million rubles for an optimal period of 3 - 12 months. The rate is from 13.61%. The product is designed specifically for public sector employees and is the most advantageous offer of a consumer loan.
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